How Nigeria pays
- Bank transfer
- Cards
- USSD
- Wallets
- Vouchers
Built for how Nigeria actually pays
Nigeria pays by transfer first and asks questions later. XenFi meets that head-on: a customer picks a plan, pays by bank transfer, card, USSD or wallet, and their session opens the moment the payment confirms. No screenshots of debit alerts, no manual matching, no arguments about whether the money left.
That single behaviour, transfer then expect service, is what breaks most homegrown billing setups. An admin ends up in a WhatsApp group receiving receipts and issuing codes, which works for fifty customers and collapses at five hundred.
From one estate network to an ISP running thousands of subscribers, plans carry caps, speeds and expiry in naira, PPPoE and hotspot run side by side, and the dashboard shows every router and every sale in one place.
The WhatsApp group is not a billing system
Running a Nigerian network the usual way
On XenFi
Customers send screenshots of debit alerts as proof
Payment confirms on its own and opens the session
An admin issuing codes by hand, all evening
Nobody in the loop between payment and access
Subscriber records living in a spreadsheet
PPPoE subscribers with speeds, caps and expiry
No idea which estate or router is profitable
Revenue and usage broken out per site
From router to first naira
No integration project and no developer.
- 01
Create your account
Free to open, no card required.
- 02
Connect your router
MikroTik, UniFi, Omada, Ruijie or any RADIUS-capable hardware you already run.
- 03
Price your plans
Hotspot bundles and monthly PPPoE packages in naira, each with speed, cap and expiry.
- 04
Take every rail
Bank transfer, cards, USSD and wallets all sell the same plans into the same ledger.
What comes with it
Transfer-first billing
Bank transfers confirm and activate sessions automatically, alongside cards, USSD and wallets.
Estate and campus ready
PPPoE subscribers with caps and speeds for compounds, hostels and offices.
Hotspot trade
Walk-in bundles and printed vouchers for the street side of the business.
Every router brand
MikroTik, UniFi, Omada, Ruijie and any RADIUS-capable gear on one cloud core.
Per-site economics
See which estate, tower or router earns, and which one is quietly costing you.
Staff without the keys
Give support staff the access their job needs and nothing beyond it.
Who runs on XenFi in Nigeria
The same core across very different networks.
Estate and compound networks
Hundreds of households on one uplink, each expecting their own speed and their own bill.
- PPPoE plans with speeds, caps and expiry
- Renewals collected without an admin chasing
- Per-subscriber usage when a bill is disputed
Campuses and hostels
Dense, seasonal demand where fair use has to be enforced rather than requested.
- Data caps that hold under load
- Short bundles for term-time trade
- Usage visible per user and per router
ISPs and WISPs
Multiple sites, resellers and staff, with real money moving every day.
- Every router and sale in one dashboard
- Revenue split by site, plan and agent
- Role-scoped staff accounts
XenFi works anywhere in Nigeria with an internet uplink, including Lagos, Abuja, Kano, Ibadan, Port Harcourt, Benin City, Kaduna and Enugu.
3% of every sale
What XenFi costs in Nigeria
3% of a sale, whichever rail it arrived on. No monthly fee and no setup fee.
The same 3% covers mobile money, printed vouchers and agent app sales, so the way a customer chooses to pay never changes your margin.
Check it on the fees calculatorSell a 500 NGN daily bundle
- Customer pays
- NGN 500
- XenFi takes
- NGN 15
- You keep
- NGN 485
Questions operators ask
How much does XenFi cost in Nigeria?
3% of every sale, with no monthly fee and no setup fee. The rate is the same across mobile money, printed vouchers and agent app sales.
Can customers pay by bank transfer?
Yes, and it is the rail most Nigerian customers reach for first. The payment confirms and opens the session automatically, so nobody needs to send a screenshot of a debit alert.
Is this suitable for an estate or compound network?
Yes. PPPoE subscriptions with speeds, data caps and expiry dates are built for exactly that, with renewals collected automatically and per-subscriber usage available when a bill is questioned.
Will it work with my existing MikroTik?
Yes. MikroTik, UniFi, Omada and Ruijie are supported directly, and any RADIUS-capable router can connect through the cloud core.
Can I give staff access without giving them everything?
Yes. Staff accounts are scoped to the job, so support can do support without holding the keys to your pricing or your payouts.
How do I know which of my sites is profitable?
Revenue and usage are broken out per router, per plan and per agent, so a site that is not paying for itself is visible rather than assumed.