How Malawi pays
- Airtel Money
- TNM Mpamba
- Printed vouchers
- Agent app
- Cards
The economics only work if the admin is free
Malawi's customers buy in very small increments, and that is not a preference to be designed around, it is the market. An operator here might sell a few hundred bundles a day at prices that make each individual sale almost trivial, which means any per-sale human effort destroys the model outright.
XenFi makes the marginal cost of a sale effectively nothing. The customer pays with Airtel Money or TNM Mpamba, the session opens, and nobody reads a message, issues a code or reconciles anything.
Printed vouchers cover the cash trade at whatever face value suits the neighbourhood, PPPoE handles the monthly customers, and the dashboard shows which site and which plan actually earn once the volume is in.
At these ticket sizes, admin is the whole cost
Selling small bundles by hand
On XenFi
A minute of admin on a sale worth a few kwacha
Zero human effort per sale, at any volume
Bundles that overrun what was paid for
Caps and expiry enforced by the platform
Voucher books nobody can reconcile
Every voucher traced to its seller
Guessing whether a site is worth keeping
Revenue and usage per router
From router to first kwacha
No developer, no integration.
- 01
Create your account
Free to open, nothing to install.
- 02
Connect your router
MikroTik, UniFi, Omada, Ruijie or any RADIUS-capable hardware.
- 03
Price your bundles
Short bundles in kwacha, with the caps and expiry that make them work.
- 04
Sell
Airtel Money and TNM Mpamba from a phone, vouchers across a counter.
What comes with it
Both wallets
Airtel Money and TNM Mpamba buy the same bundles with the same instant activation.
Built for small tickets
No per-sale admin, so a bundle worth very little is still worth selling.
Caps that hold
Data limits and expiry enforced by the platform, so a cheap bundle stays a cheap bundle.
Vouchers for cash
Printed QR batches at any face value, each traceable to its seller.
Hotspot and PPPoE
Walk-in trade and monthly subscribers billed from one account.
Any router brand
MikroTik, UniFi, Omada, Ruijie and any RADIUS-capable gear on one cloud core.
Who runs on XenFi in Malawi
Lilongwe, Blantyre and the trading centres.
Trading centre hotspots
High volume, tiny tickets, and no room for anyone to be paid to run it.
- Short bundles priced for the neighbourhood
- Both wallets and vouchers together
- No admin per sale
Shops and voucher sellers
Counters selling access for cash alongside everything else.
- Voucher batches at any face value
- Per-seller accounting
- No screen or card reader needed
Offices and lodges
Monthly connections that need a speed, a cap and automatic renewal.
- PPPoE plans with caps and expiry
- Renewals collected automatically
- Usage per subscriber
XenFi works anywhere in Malawi with an internet uplink, including Lilongwe, Blantyre, Mzuzu, Zomba and Kasungu.
3% of every sale
What XenFi costs in Malawi
3% of a sale. No monthly fee, no setup fee, nothing owed on a quiet week.
A percentage rather than a flat fee, which is what makes very small bundles viable: a cheap sale costs you proportionally, not a fixed amount that would swallow it.
Check it on the fees calculatorSell a 1,000 MWK daily bundle
- Customer pays
- MWK 1,000
- XenFi takes
- MWK 30
- You keep
- MWK 970
Questions operators ask
How much does XenFi cost in Malawi?
3% of every sale, with no monthly fee and no setup fee. Because it is a percentage rather than a flat fee, small bundles stay viable.
Which mobile money works in Malawi?
Airtel Money and TNM Mpamba both buy the same bundles with the same instant activation.
Can I sell very cheap bundles profitably?
Yes. There is no human effort per sale and no flat per-transaction fee, so the economics of a small bundle are set by your own pricing rather than by the billing.
Which routers are supported?
MikroTik, UniFi, Omada and Ruijie work directly, and any RADIUS-capable router can connect through the cloud core.
Can I sell to customers paying cash?
Yes. Printed voucher batches at any face value cover cash trade, and every voucher is traceable to whoever sold it.
Can I bill monthly clients too?
Yes. PPPoE subscriptions with speeds, caps and expiry run beside the hotspot trade in the same account.